Housing Solutions for Every Stage of Life in Washington County

Washington County residents need housing choices that work at different stages of life—whether they are starting out, raising a family, or planning for retirement. The Washington County CDA helps expand those choices through affordable rentals, rental assistance, homebuyer assistance, home improvement loans, and financing. These solutions are increasingly important as the county is growing quickly, housing costs are rising, and incomes remain relatively flat. This results in a reduction in purchasing power making it difficult for many to live near where they work.

Housing costs affect households across a range of incomes and life circumstances. More than half of Washington County renters are spending more than 30% of their income on housing. That can make it harder to pay for food, health care, childcare, and other living expenses. Many in-demand jobs do not pay enough for workers to rent in Washington County without breaking their budget, and even fewer provide enough income to afford homeownership.

Some residents face especially limited housing choices, including seniors with fixed incomes and more than 3,500 low-income households in Washington County. The number of homes affordable to seniors and entry-level workers falls far short of the need.

The Washington County CDA offers solutions for residents at several points in their housing journey. Renters may qualify for rental assistance, providing budget certainty, and seniors and families may find homes that fit their needs in CDA-owned rental properties. People buying a home can prepare through homebuyer education and first-generation homebuyer grants. Current homeowners can access home improvement loan programs to help them maintain their homes. The CDA also works with landlords, developers, and communities by offering financing to create and preserve affordable rental and owner-occupied homes. Together, these tools expand housing options, support property owners, and strengthen communities throughout Washington County.